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Trinity Health Grand Haven

Welcome to the Trinity Health Grand Haven 401(k) Transition Website

Bookmark this page and visit frequently as new information and updates will be posted 

We are pleased to announce that the North Ottawa Community Hospital 401(k) Retirement Plan is merging into the Trinity Health 401(k) Retirement Savings Plan at Fidelity effective December 2, 2024.

The Trinity Health 401(k) Retirement Savings Plan will offer:

  • An updated lineup of investment options.
  • The NetBenefits® website and mobile app to easily access and manage your account.
  • Online planning tools, videos and workshops to help you make decisions for your future.
  • Help and investment advice from Fidelity’s experienced phone representatives.
  • In-person consultation with a dedicated Fidelity representative who can help you plan for your financial goals.

What do I need to know?

The North Ottawa Community Hospital 401(k) Retirement Plan (the “Plan”) Is Moving from USI Consulting Group to Fidelity Investments® Effective December 2, 2024.

KEY DATES

Nov. 22, 2024

Last day to access your account at USI. To make changes to your investments or initiate any other transaction requets prior to the blackout period, contact the USI Retirement Focus Service Center at 1-888-917-7107. 
 

Nov. 22, 2024 at 4 p.m. EST until the week of Dec. 23, 2024: 

Blackout period, which is a period of when you will be unable to access your account or initiate transactions
 

Week of Dec. 23, 2024

Full access to your account at Fidelity, www.netbenefits.com or call 1-800-343-0860.
Participant Communications

Blackout Period

Prior to and briefly following the actual transition, there will be a period of time during which you will not have access to your current retirement Plan account(s). This period of time is referred to as the “Blackout Period” and is necessary to allow time for USI to prepare its records for the transition to Fidelity and then for Fidelity to reconcile these records to establish your account(s) on its system. You will receive a notice prior to the start of the Blackout Period to let you know when it begins and another notice to let you know when the Blackout Period ends. The Blackout Period is scheduled to begin Nov. 22, 2024, and expected to end the week of Dec. 23, 2024. Please be assured that representatives at Fidelity will be available to assist you every step of the way.

Blackout Period Key Dates

Investment Fund Mapping

The transition will include the transfer process of your current account balances, investment elections and records from USI to Fidelity. We have carefully designed the transition for your convenience and to minimize any disruptions. One important aspect of the transition is the mapping of your account balance and investment elections under the NOCH Plan to the investment options offered under the Trinity Health 401(k) Plan. Please review the Investment Fund Mapping Chart.

All investment elections will be mapped, and your investment funds will be liquidated and reinvested in investment options available under the Trinity Health 401(k) Plan funds. A few investments will map to a target date investment strategy which is the Qualified Default Investment Alternative (QDIA) for the Plan.

Because you will be unable to change the investment direction of your Plan balance(s) during the Blackout Period, it is very important that you review and consider the appropriateness of your current investments and make any desired changes before the blackout period begins. You will be able to resume managing your account, including changing the investment funds for your account balances after the Blackout Period ends.

For your long-term retirement security, you should give careful consideration to the importance of a well-balanced and diversified investment portfolio, taking into account all your assets, income, and investments. It is important that you become familiar with the various investment options that are available in the Trinity Health 401(k) Plan. Information regarding each investment option’s risk, as well as its strategy and objective, can be found in the Investment Options Guide. 

FAQs

Frequently Asked Questions

Contact Information

Fidelity Customer Representatives

1-800-343-0860

Retirement Focus Service Center (USI)

1-888-917-7107

Disclaimer:

The information provided in this summary is designed to assist you with understanding your options under Trinity Health’s retirement plans. It is only an overview and is not intended to be a comprehensive description of the benefit plans available to you. It does not constitute a contract and is not meant to interpret, extend or change any plan provisions in any way. The summary plan descriptions and official plan documents describe the plans in more detail, and you should refer to these documents for answers to your specific questions regarding the plans, including what services are covered by a plan. If there is a discrepancy between printed materials, the official plan documents will prevail. Trinity Health retains the right to make changes to or terminate its benefit plans at any time, including making changes to comply with and exercise its options under applicable laws.

For any plan in which you participate, you also have the right to request a full printed copy of the summary plan description and official plan document from your employer or Trinity Health Total Rewards Retirement, 20555 Victor Parkway, Livonia, MI 48152. There will be no charge for the printed copies.