Back to homepage

Retirement

Trinity Health is committed to providing a meaningful retirement benefit that supports the needs of you and your family. Saving for retirement is a partnership between you and Trinity Health. It takes planning to achieve your retirement goals.

Trinity Health 403(b) & 401(k) Retirement Savings Plans

We have partnered with Fidelity Investments to provide you with the tools and resources to help you plan for your future. Your NetBenefits account provides quick online access to your balances, account information, and required disclosures.

If you are a newly hired or rehired colleague, you will be automatically enrolled in the retirement plan at a contribution rate of 2% of pay, 35 days after your hire date. You can adjust your salary deferral contribution (including opting out) at any time by contacting Fidelity.

Fidelity Planners offer complimentary consultations to get one-on-one help with topics like:

  • Budgeting
  • Saving strategies
  • Investing strategies
  • Retirement planning

You don't have to know all the answers. You can create an ongoing relationship with Fidelity to help you take a comprehensive view of your finances and create a personalized plan. Call 866-715-5959. Phone appointments are also available, Monday through Friday, from 8 a.m. to 8 p.m. ET. Or visit www.fidelity.com/ask.

Plan Information & Documents

If you are an active or terminated colleague, you may review and download important plan information and documents from NetBenefits’ Plan Information page. These include Plan Highlights, Summary Plan Descriptions, Investment Fund and Fee Disclosures, Summary Annual Reports (if applicable), and others. You will need your NetBenefits username and password to access your plan's documents.

Frozen Defined Benefit Pension Plans

Depending on your ministry and length of service, you may have a frozen pension benefit. For more information, contact the Trinity Health Pension Office at 800-793-4733.

Additional Resources

If you are an active colleague approaching retirement, find answers to commonly asked retirement questions on the Retirement and Savings Knowledge Base page in HR4U's Knowledge Base.

Disclaimer:

The information provided in this summary is designed to assist you with understanding your options under Trinity Health’s retirement plans. It is only an overview and is not intended to be a comprehensive description of the benefit plans available to you. It does not constitute a contract and is not meant to interpret, extend or change any plan provisions in any way. The summary plan descriptions and official plan documents describe the plans in more detail, and you should refer to these documents for answers to your specific questions regarding the plans, including what services are covered by a plan. If there is a discrepancy between printed materials, the official plan documents will prevail. Trinity Health retains the right to make changes to or terminate its benefit plans at any time, including making changes to comply with and exercise its options under applicable laws.

For any plan in which you participate, you also have the right to request a full printed copy of the summary plan description and official plan document from your employer or Trinity Health Total Rewards Retirement, 20555 Victor Parkway, Livonia, MI 48152. There will be no charge for the printed copies.